Pet insurance is the best way to ensure that your pet is protected without worrying about spending large sums of money, so be sure to consider all your options carefully. Can I Get Reimbursed for Routine Teeth Cleanings? Spot Pet Insurance Logo, Copyright 2023. ASPCA's pet insurance plan will . It offers best-in-class 100% reimbursement for covered expenses with . Void where prohibited. . Pet Insurance plans provided by Spot do not cover pre-existing conditions. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. Spot also offers two add-on packages that cover preventative health care for your pet. ENTRY PERIOD. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. You should not disregard legal advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. If you decide to cancel your policy, everything your four-legged friend has been treated for while they were insured will be considered a pre-existing condition by other insurers. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Responsibility for receipt of entry rests solely with the entrant. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Best pet insurance according to Consumer Rating January 2023. Have a pet insurance with Spot? In general, you can receive a: Full refund. Get helpful tips in our blog for dogs, puppies, cats, and kittens. 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. You do not need to be a policyholder, purchaser, or quoter to participate. SPOT makes no representation or warranty regarding the Third-Party Products. How Much Does Spot Pet Insurance Cost? If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. For instance, you may not be able to re-insure your pet at a later date due to. Visit our pet insurance FAQ page now . Sponsor reserves the right at its sole discretion to disqualify and prohibit any Entrant from participating in the Sweepstakes or winning a prize who Sponsor suspects, in the sole discretion, of attempting to undermine the legitimate operation of the Contest by cheating, hacking, deception, or other unfair playing practices (including the use of automatic quick entry programs) or intending to annoy, abuse or threaten or harass any of the Sponsors representatives or otherwise failing to comply with these Rules. Subject to all federal, state, and local laws. 1.1 SPOTs Intellectual Property. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Any modifications to the Terms will be effective upon posting. " in 3 reviews " Fast claim payment, great price and peace of mind!!! If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Canceling coverage for one of your pets might increase the cost of coverage for your other pets. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. PUBLICITY CONSENT. Penalties include imprisonment and/or fines. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. How do I Determine if My Pet Has a Pre-existing Condition? Unless you notify us that you want to cancel or we advise that your policy will not be renewed, we will automatically issue you a new policy at the end of each policy period. You can submit a claim within 270 days from the date of treatment. Trupanion Pet Insurance: Best for No Coverage Limits. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. You can call 800-905-1595 or email service@customer.spotpetins.com. Any modifications to the Terms will be effective upon posting. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. 2. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. Why Pet Insurance? Does Pet Insurance Cover End of Life Expenses? 2 Upload receipt (s) After your visit, upload your receipt to submit your claim on our easy-to-use online portal. Are there any Types of Incident or Lifetime Caps? How long does spot take to process claims? Coverage and cost: Spot is an excellent choice for shoppers to customize their pet insurance policy. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Instead of canceling your policy, consider changing the level of coverage of switching insurers. A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. What you should know. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. Banfield Pet Hospital. Is it possible to cancel my pet insurance policy at any time? Policy form The basics. However, Spot accident & illness plans cover treatments for dental illnesses. Do Spot Plans Offer Pet Insurance Discounts ? In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. Any condition that occurs during an applicable waiting period is a pre-existing condition and is not eligible for coverage. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. Spot Canada. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. Coverage is subject to the language of the policies as actually issued. Once your deductible is met, you will be reimbursed for eligible expenses according to the reimbursement percentage you select. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. Based on a comparison of top pet insurance companies on ConsumerRating.org. . Save my name, email, and website in this browser for the next time I comment. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. There is no upper age limit for coverage or enrollments. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. 2.1 Insurance Offerings. Pets covered: Dogs, cats. Do You Have a List of Veterinarians I Have to Use? NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. We may decide to not renew your coverage at the end of any policy period. Barney's pet health insurance Policy. The Customer Service team will need to assist in updating your policy for your new state. Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. Your email address will not be published. Accident & Illness coverage reimbursements are based on the invoice. You can cancel pet insurance at any time. The options for policyholders include accident-only and accident-and-illness plans, wellness . The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Once you have a pet insurance policy, your dog or cat will be covered for life. However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. SPONSOR. For all terms and conditions visit spotpetins.com/sample-policy. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Pre-existing conditions are not covered. PIN confirmation is not supported via voice. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Click For Price Claims Form Download our latest claims form below. The winner will be announced January 10, 2023. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. Waiting periods. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Base level plans provided by Spot do not cover spaying. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . Dont forget to take a picture of your invoice and upload it to complete the claim submission. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. Underwriter: United States Fire Insurance Company AM Best Rating: A BBB Rating: B Exam period: SPOT doesn't obligate you to take a thorough physical exam for your pet in order to grant you the right to become eligible for enrolling on one of their pet insurance plans; Increase in monthly premium: Just like every other pet insurance company, SPOT's premiums increase . You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. West Palm Beach, FL 33401. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. If you are the pet parent, you must be the policyholders. The first factor is when you cancel your policy. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! Get inspired and try out new things. Deductibles: $100 to $750. General Coverage Questions 1. Who is the insurance carrier for the Healthy Paws Pet Insurance Plan? SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. West Palm Beach, FL 33401. All Rights Reserved 2023 All Insurance FAQ. Dont let your pet develop a pre-existing condition before theyre insured. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Insurance plans are marketed and produced by Spot Insurance Services, LLC. To cancel your pet policy, contact Petplan at 1.844. Instead of canceling your pet insurance policy, consider the following alternatives that help you maintain the coverage your cat or dog needs: Change the level of coverage. I had to go through my bank to stop payment which cost me additional money. Sponsor reserves the right to cancel the Sweepstakes at any time. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. Penalties may include imprisonment, fines, denial of insurance and civil damages. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. The number of days to appeal a claim varies by the state in which your policy was issued. After comparing 16 leading pet insurance providers, ManyPets received a 4.9 out of 5, while Spot received a 4.7 out of 5. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. In general, your premium is based on your pets age, your pets breed, and where your pet lives. Up to $1,100 cash back for everyday pet care expenses. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Standing refers to the right of a party to bring a lawsuit to court. Your annual deductible amount applies during each policy period. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. These policies come with an annual deductible and annual coverage limits. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. Sponsor is not responsible for cheating or fraud by any participant. More information is available at checkout. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. How do I Determine if My Pet Has a Pre-existing Condition? When you buy pet insurance, there's a 14-day cooling off period. If you havent filed a claim and youve paid the annual premium in full, the portion of the premium that covers the remaining policy period of insurance will be returned to you. How it works Track your claims at home and on the go with our convenient online portal. Submit your claim on the Spot Pet Insurance website by. The effect on your family budget and pet care. NOTICE TO DISTRICT OF COLUMBIA APPLICANTS:It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. 5.1 Assignment. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). How do I cancel my petplan account? SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. To start the transfer of ownership policy change, please reach out to Customer Service. Insurance plans are marketed and produced by Spot Insurance Services, LLC. Any activities intended to disrupt or interfere with the Sweepstakes or defraud Sponsor in any way will be prosecuted to the fullest extent of the law. Subscribe Yes. There is no waiting period for preventive care coverage if you choose to add it to your plan. The winning Entrants are responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. Get my price Unlimited coverage Hassle-free claims Award-winning pet insurance that pet parents love Get Covered Today Why ManyPets pet insurance? Twitter specialist. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. 303 Banyan Blvd, Suite 101. You can also check on the status of your claims anytime by clicking on the claims icon. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. You can cancel your pet insurance at any time, yet there may be fees involved. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Feb 13, 2023. 1. How do I cancel Spot pet insurance? Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Note: your premium may change based on your new zip code. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. For cats, they can choose either a $7,000, $15,000, or Unlimited annual limit. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works.
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